Focused on financing the decisions that move businesses forward.

AIR CAPITAL LLC is a Brooklyn-based direct lender built around owners who need responsive capital, clear communication, and a financing partner that understands the pace of modern business.

Our story

AIR CAPITAL LLC was founded with a straightforward belief: when business owners have access to clear, dependable capital, they can make better decisions for their teams, customers, and communities. Our role is to provide that capital with the transparency and responsiveness owners deserve.

From Brooklyn, NY, we partner with businesses across industries that are navigating growth, managing changing demand, or repositioning for the future. Rather than taking a one-size-fits-all approach, we focus on understanding how each client operates and where flexible financing can create the most impact.

How we work

As a direct lender, AIR CAPITAL LLC maintains control over underwriting and decision-making, allowing us to respond quickly and structure solutions around real-world business needs. We prioritize transparency, consistent communication, and long-term relationships built on trust.

Transparent by design

We take the time to explain structures, expectations, and timelines so owners can make confident decisions with a complete view of their options.

Relationship-driven

Every client engagement is anchored by a dedicated point of contact who understands the nuances of your business and goals.

Built for momentum

Whether you are stabilizing cash flow or pursuing growth, we focus on getting capital in place so you can keep moving.

Who we serve

Growing businesses

We work with established businesses that are scaling, pivoting, or investing in new initiatives and require working capital to support that transition.

Operators who value clarity

Our clients are operators and decision-makers who appreciate straightforward terms, clear expectations, and a lender who communicates promptly.